{"id":4,"date":"2026-08-30T15:00:00","date_gmt":"2026-08-30T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/mdf-insurance-com\/2026\/08\/30\/texas-orders-action-on-homeowners-insurance-costs\/"},"modified":"2026-08-30T15:00:00","modified_gmt":"2026-08-30T15:00:00","slug":"texas-orders-action-on-homeowners-insurance-costs","status":"publish","type":"post","link":"https:\/\/www.mdf-insurance.com\/blog\/2026\/08\/30\/texas-orders-action-on-homeowners-insurance-costs\/","title":{"rendered":"Texas Orders Action on Homeowners Insurance Costs"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/mario-guajardo\/abbott-lowers-insurance-remotion-videos-be45\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Texas ordered its insurance department to take immediate consumer-first statewide steps after avg. homeowners premiums climbed ~80% over the past 6 yr recently.<br \/>\nInsurers would have to reflect severe-weather-resistant roofs in rates, while companies could no longer deny or refuse renewals because a home or roof is older.<br \/>\nTexas also moved to outlaw price optimization, blocking insurers from using non-risk personal data to charge higher premiums based on what a homeowner might pay.<br \/>\nState regulators will launch a fraud task force and study how excessive, inflated, or unnecessary claims affect homeowners, personal auto, and commercial auto insurance costs.<br \/>\nThe department must deliver recommendations by September 14, 2026, as administrative changes set up broader legislative efforts to strengthen homeowner protections and manage premium growth.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Texas ordered its insurance department to take immediate consumer-first statewide steps after avg. homeowners premiums climbed ~80% over the past 6 yr recently. Insurers would have to reflect severe-weather-resistant roofs in rates, while companies could no longer deny or refuse renewals because a home or roof is older. Texas also moved to outlaw price optimization, [&hellip;]<\/p>\n","protected":false},"author":258,"featured_media":33,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.mdf-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/4","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mdf-insurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mdf-insurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mdf-insurance.com\/blog\/wp-json\/wp\/v2\/users\/258"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mdf-insurance.com\/blog\/wp-json\/wp\/v2\/comments?post=4"}],"version-history":[{"count":0,"href":"https:\/\/www.mdf-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/4\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mdf-insurance.com\/blog\/wp-json\/wp\/v2\/media\/33"}],"wp:attachment":[{"href":"https:\/\/www.mdf-insurance.com\/blog\/wp-json\/wp\/v2\/media?parent=4"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mdf-insurance.com\/blog\/wp-json\/wp\/v2\/categories?post=4"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mdf-insurance.com\/blog\/wp-json\/wp\/v2\/tags?post=4"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}